Utjeha, Bar, Utjeha-Bušat, Bar Municipality, Montenegro. - Hero Image
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Utjeha
Utjeha-Bušat | Bar Municipality

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Villa Living

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Niko Lakovic
Niko Lakovic
Presented At
€1,700,000
Bedrooms
3
Bathrooms
3
Living
3,876
SQFT
Fireplace
High Ceiling
Stone Countertops
Air Conditioning
Bar
Kitchen island
Terrace
Garage
Outdoor Living Space
Parking
Garden
Balcony
Private Beach
Gate
Pool
Outdoor Kitchen
Water View
Waterfront
Oceanfront
Gated Community
Mountain View
Panoramic / Scenic View
Modern
Utjeha, Bar, Utjeha-Bušat, Bar Municipality, Montenegro. - Photo 1
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Utjeha, Bar, Utjeha-Bušat, Bar Municipality, Montenegro. , Utjeha-Bušat , Bar Municipality

Olive Cove Villas

Areas of individual villas: 360 m2 The land area of individual villas: 800 m2 land + 400 m2 of the beach area Bedrooms: 3 Bathrooms: 3 The closed-gate resort of contemporary villas directly on the waterfront, each with a boat mooring, private beach area, and an infinity swimming pool 11×4.5m with seawater. Each villa features 3 en-suite bedrooms, each measuring approximately 360 m2, with 800 m2 of the garden and an additional area adjacent to the sea, of about 400 m2. Floor heating, central climatization, garage for 1 car in each villa, and two more outdoor parking places in front of each garage. One of the villas is furnished with high-end branded furniture. The second villa is for sale unfurnished; the price is 1.600.000 eur. The complex is set in a beautiful quiet village, surrounded by lush Mediterranean vegetation and virgin beauty of the open sea and olive groves. 14 km from city of Bar and 32 km from Podgorica airport.

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Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
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  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Utjeha-Bušat. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $170,000,000 20% down ($34,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$14,608
$14,608/day
Your home may appreciate while you sleep
$102,537/week $444,329/mo $5,331,942/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$93.5M
vs
OWN 📈 +$132.7M
$132.7M Potential Equity
vs $93.5M lost to rent over 10 years
$34.0M Down Payment Growth
3.9x
10yr
$132.7M
8.1x
20yr
$274.7M
12.6x
30yr
$429.4M
Wealth Comparison
×1,022
Equivalent to 1,022 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $429.4M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $200.2M +18%
Market $231.5M +36%
Optimistic $267.2M +57%
$132.7M est. equity
20 Years
Conservative $235.8M +39%
Market $315.3M +85%
Optimistic $419.8M +147%
$274.7M est. equity
30 Years
Conservative $277.7M +63%
Market $429.4M +153%
Optimistic $659.8M +288%
$429.4M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Utjeha, Bar, Utjeha-Bušat, Bar Municipality, Montenegro features 3 bedrooms with 3,876 square feet of living space.
This property offers 3,876 square feet of living space.
This property is listed at $170,000,000, which equals $43860 per square foot.
Based on current market indicators, Utjeha-Bušat shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Utjeha-Bušat, Bar Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.
Niko Lakovic

Niko Lakovic

Montenegro Sotheby's International Realty

License #-7377

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